| | 13 | | | | | | | | | | | | | | | 13 | | | | | | | | | | | | | | | | | | | | | 3.3% | 7% | | | | | | | | | | | | | | | | | | | | | | | | | | | | 1 1000 | | | | | | | 14 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | 19 20 | | | | |